Health insurance for the Thailand Long-Term Resident (LTR) visa: what the official source asks
Insurance required: Yes, or Thai social security, or a USD 100,000 deposit for 12 months. Minimum cover: USD 50,000 for hospitalisation and medical treatment in Thailand. Local insurer only: Not stated. Travel insurance accepted: No: the BOI checklist says travel insurance is not accepted. How long: The whole stay, with at least 10 months of cover remaining when you apply; kept for the whole visa. Official pages read on 7 November 2026.
Not immigration or insurance advice. These are the words of the official pages on the date we read them. Consulates can ask for more, and each consulate decides whether your policy is acceptable: check with the consulate or visa centre where you apply before you buy.
What the official source says
Insured under a health insurance covering a minimum of USD 50,000 OR currently receiving social security benefits in Thailand OR deposit and maintain at least USD 100,000 in bank account balance
Must cover the entire duration of stay in Thailand for hospitalization and medical treatment at least USD 50,000 with a remaining coverage period of at least 10 months.
Life insurance without health insurance and travel insurance are not accepted.
Every condition and requirement must be maintained during the length of the visa, including investment amounts, employment status, bank account balances, and insurance coverage.
Sources: Thailand Board of Investment, Long-Term Resident (LTR) Visa (Thailand Board of Investment, read on 7 November 2026); Thailand Board of Investment, LTR visa required documents checklist (Wealthy Pensioners, 6 November 2025; the same insurance text is in the other three checklists) (Thailand Board of Investment, read on 7 November 2026).
What the official page does not say: whether the insurer must be local or can be foreign. Ask the consulate or immigration office where you apply.
More on Thai long-stay visas: Thailand DTV visa, embassy by embassy.
No insurance offer on this page: the BOI checklist says travel insurance is not accepted, and we have no partner we have checked against the LTR rule.
Other long-stay visas
| Visa | Insurance required? | Minimum cover | Local insurer only? | Travel insurance accepted? | How long |
|---|---|---|---|---|---|
| Thailand Long-Term Resident (LTR) visa Long-term resident (all four types) | Yes, or Thai social security, or a USD 100,000 deposit for 12 months | USD 50,000 for hospitalisation and medical treatment in Thailand | Not stated | No: the BOI checklist says travel insurance is not accepted | The whole stay, with at least 10 months of cover remaining when you apply; kept for the whole visa |
| Thailand Destination Thailand Visa (DTV) Digital nomad | Not asked on the 37 embassy pages we read | – | – | – | – |
Health insurance for every visa in one table · Schengen visa insurance: the official rule
Questions people ask
What health insurance do I need for the Thailand LTR visa?
Health insurance covering hospitalisation and medical treatment in Thailand for at least USD 50,000, for your whole stay, with at least 10 months of cover remaining, or Thai social security benefits, or at least USD 100,000 kept in a bank account in your name for 12 months. The BOI checklist says travel insurance and life insurance without health insurance are not accepted, and the cover must be maintained for the whole length of the visa.