Health insurance for the Portugal D7 visa (passive income): what the official source asks
Insurance required: Yes, unless a health agreement covers you (e.g. Brazil PB4, UK S1). Minimum cover: Necessary medical expenses, urgent care and repatriation; no amount stated. Local insurer only: Not stated. Travel insurance accepted: Yes: the page asks for “valid travel insurance”. How long: Not stated on the page. Official pages read on 7 November 2026.
Not immigration or insurance advice. These are the words of the official pages on the date we read them. Consulates can ask for more, and each consulate decides whether your policy is acceptable: check with the consulate or visa centre where you apply before you buy.
What the official source says
Valid travel insurance, covering necessary medical expenses, including urgent medical assistance and possible repatriation
this requirement may be waived in the case of a Bilateral/International Agreement between Portugal and the country of origin concerning medical assistance that qualifies certain beneficiaries with recognized insurance, as for example in the case of Brazil (PB4) and the United Kingdom (S1).
Source: Portuguese Ministry of Foreign Affairs, National visas: necessary documentation, Residency (Ministério dos Negócios Estrangeiros, read on 7 November 2026).
What the official page does not say: whether the insurer must be local or can be foreign; a minimum amount of cover; how long the policy must last. Ask the consulate or immigration office where you apply.
Income for this visa: Portugal D7 visa (passive income and retirement): €920 a month.
Compare travel and health insurance
AffiliateThe Portuguese consulates ask for valid travel insurance covering necessary medical expenses, urgent medical care and possible repatriation. HelloSafe compares policies from several insurers online. Check that the policy you choose matches every point of the official rule (cover, dates, where it is valid) and ask the consulate if you are unsure: we have not checked any policy against a consulate's requirements.
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Some links are affiliate links: we may earn a commission at no extra cost to you. Buying insurance does not guarantee a visa: the consulate decides.
Other long-stay visas
| Visa | Insurance required? | Minimum cover | Local insurer only? | Travel insurance accepted? | How long |
|---|---|---|---|---|---|
| Portugal D7 visa (passive income) Retirement / passive income | Yes, unless a health agreement covers you (e.g. Brazil PB4, UK S1) | Necessary medical expenses, urgent care and repatriation; no amount stated | Not stated | Yes: the page asks for “valid travel insurance” | Not stated on the page |
| Portugal D8 digital nomad visa Digital nomad | Yes, unless a health agreement covers you (e.g. Brazil PB4, UK S1) | Necessary medical expenses, urgent care and repatriation; no amount stated | Not stated | Yes: the page asks for “valid travel insurance” | Not stated on the page |
| Portugal student visa Student | No for higher education students at a recognised institution; yes for level 4-5 vocational courses | No amount stated | Not stated | Vocational students: travel insurance and health insurance | Not stated on the page |
Health insurance for every visa in one table · Schengen visa insurance: the official rule
Questions people ask
What insurance do I need for the Portugal D7 visa?
The Portuguese Ministry of Foreign Affairs asks residence visa applicants for valid travel insurance covering necessary medical expenses, urgent medical care and possible repatriation. It can be waived under a health agreement, for example Brazil (PB4) and the United Kingdom (S1).
Is travel insurance enough for the D7 visa?
The official list of documents asks for “valid travel insurance” with medical expenses, urgent care and repatriation; it gives no minimum amount and no duration, so ask the consulate where you apply.